Now that you have created a flexible, personal budget... all you have to do is follow it. But this can be much easier said than done. 100% of people have been told to live within their means, yet many cannot. If this sounds like you, I have a 5-step process geared to fix overspending problems and help you limit debt in the first place. The easiest way to ensure bills and credit cards balances are paid in full and on time is to automate the process.

Talking Points:

* You've done the hard part of creating a budget, now just follow it
* Living below your means is the #1 way to limit debt
* Ways yo ensure your bills are paid on time... every time